The Road Accident Fund (RAF) allocates a substantial portion of its budget to cover healthcare expenses for accident victims. Specifically, victims can claim for past and future medical expenses incurred due to injuries sustained in road accidents.
The RAF provides compensation through a Section 17(4) undertaking, which ensures that victims are reimbursed for future hospital and medical treatment related to the accident, as these expenses arise.
Although exact amounts allocated to healthcare vary, reports indicate that medical expenses form a significant part of the RAF’s budget. In some cases, the average cost per patient requiring hospital treatment can reach up to R270,000 per patient for serious injuries like fractures. Moreover, private healthcare providers, especially hospitals and specialists, have accumulated large sums owed by the RAF due to delays in claim payments.
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